Transferring money from Zelle to GCash is easier than you think! You can have Zelle money in your GCash within minutes, and best of all, you can do it all on your cellphone. Zelle is the most uncomplicated and safest way to send money within the United States, while GCash reigns as one of the most popular (if not the most popular) mobile wallets for Filipinos nationwide. Following this simple step-by-step guide, you’ll get Zelle money into GCash in no time!
But what’s the purpose of transferring money from Zelle to GCash?
If you’re in the United States and want to send money to someone in the Philippines, Zelle to GCash is the way to go. Although Zelle connects directly to GCash, circumventing a third-party operation links the two. GCash is one of the leading e-wallets in the Philippines, so the indirect accessibility of Zelle to GCash makes sending cash a quick and easy task.
What You Need
Before you start, you need:
- An active Zelle account: You must have an active Zelle account linked to a U.S. bank.
- An active GCash account: You need access to a GCash account in the Philippines.
- A Transfer Service: You cannot Zelle directly to GCash. To get Zelle funds to GCash, you’ll need a transfer service like Remitly or TransferWise (now Wise).
- Available Funds in Zelle Account: You must have available funds in the Zelle account you are sending from.
How To Transfer From Zelle To GCash With These Easy Steps
Step 1: Go To Your Zelle Account
You’ll want to go to your Zelle account via your smartphone. Depending on how you access Zelle, go to:
- The mobile app of your bank. If you use your bank app: Log into the banking app and find the Zelle portion.
- The Zelle app. If you have the Zelle app, Go to the Zelle app and log in with your Zelle-linked mobile number/email.
Step 2: Choose your Transfer Agent to get your Money into GCash
You cannot transfer directly from Zelle to GCash, so you’re going to select a transfer agent that will be the middleman. The easiest two options are Remitly and Wise. For the purpose of this tutorial, let us use Remitly as the transfer agent, but use whatever works for you. Just know that if you do not have an account with the transfer agent already, you will have to set one up.
- Set up Remitly (or the transfer agent of your choice) and connect this account to your Zelle account.
- Enter GCash recipient details (name, mobile number, GCash wallet, etc.)
Step 3: Link Zelle to Remitly
With your Remitly (or second remittance app) account established, now you need to link Zelle to the account so you can access funds from Zelle into the second party app which will then send funds to GCash.
- Open the second remittance app (Remitly or Wise)
- Select “Send Money”
- Select “Pay with Zelle” (or whatever the second payment option is)
- Input the USD amount you wish to send, etc.
Step 4: Entering GCash Recipient Details
Now that the third party link is made with your Zelle account, it’s time to enter the recipient details. You will need the following required information from anyone you are sending money to, to the Philippines: — Recipient Name (GCash Name) — Recipient Mobile Number (the number linked to their GCash). Confirm this with your sender because if either of these is incorrect, you’ll have an issue during/after transfer.
Step 5: Select Delivery Method
After entering the recipient information, you will need to select a delivery method for your money. Since you are sending money to GCash, select “GCash” for the delivery methods. This ensures the funds go directly to the intended Filipino’s GCash wallet.
Step 6: Confirm Transfer Details
Before you continue, confirm transfer details:
- Name & Number & GCash of Recipient
- Amount Sent
- Fund Source
These all need to be accurate to ensure no problems at a later date.
Step 7: Fund Through Zelle
Once transfer details are confirmed, Zelle must fund the transaction. This screen may look different depending on which third party was used as it may show you a direct charge from your connected Zelle account.
- Either Zelle or authorize the payment.
When completed, you simply transfer from your Zelle to the third-party app.
Step 8: Receive Your Acknowledgment
Once all is processed, you’ll receive an acknowledgment text from the third-party app (Remitly or Wise) that the money has been sent to the correct GCash wallet.
Keep this for your records along with any tracking number provided so you can track payments.
Step 9: Check in GCash Wallet
But what will the Philippines recipient anticipate? They open their GCash app and the money appears in their wallets. It might take a few minutes to an hour for it to go through, but typically, this money is sent instantaneously or by the end of the day.
If they don’t receive the money, however, it doesn’t mean it’s not there. No need to panic—they should exit the GCash app and reopen it or check the Transfer history.
Solutions
Of course, not everything goes as planned, so here are solutions:
- Transfer takes a long time: If transfer money does not arrive after a while, make sure the third-party processing option isn’t backed up or delayed. Sometimes, international transfers take longer.
- Incorrect GCash details. Ensure that the account name and number of the recipient you’re attempting to send money to via GCash is accurate because if it does not match, your transaction will not go through.
- Zelle issues. Ensure that your Zelle account is functioning on your side and that there are no issues with your bank, etc. There is also a daily limit on how much you can send, which can restrict payment.
Yet platforms like Remitly or Wise allow for money transfer from Zelle to GCash. So as long as you learn how to do it once, you will be able to do it quickly and successfully on your own when you need to send money from your Zelle account in the United States to someone’s GCash account in the Philippines, as long as you possess the necessary information about the recipient and have sufficient funds in your Zelle balance to make your transfer.
Furthermore, with only a few simple steps, you can create safe international transactions right from your smartphone, so it’s evident that both Zelle and GCash are compatible with international money transfers.
Read:
- GCash to GCash Transfer Limit: Everything You Need to Know
- How to Pay for YouTube Premium Using Gcash: A Step-by-Step Guide
- How to Easily Pay for Spotify Using GCash: A Step-by-Step Guide
