How to Transfer Money from Google Pay to GCash: Step-by-Step

Moving money directly from Google Pay to GCash and vice versa is not a direct transaction, as Google Pay and GCash are two separate digital wallets. However, transactions are made easier with efforts. Google Pay is a payment operating system used as it is a secure method of transaction. GCash serves as the most prominent payment system in the Philippines, providing the most secure payment between persons, person to business, and payment of bills between persons. Therefore, although they do not directly transfer to each other, the use of a bank and third-party transfer methods serves as a way in which money can be accessed from Google Pay to GCash.
Here’s everything you need to know about transferring from Google Pay to GCash. We’ll explore alternate options that would create such a transfer.

Why Would You Need to Transfer Money from Google Pay to GCash?

You would need to transfer money from Google Pay to GCash because GCash is one of the top mobile wallets in the Philippines, allowing users to pay bills, send money, shop, and more. Thus, if you have an application available in your country that cannot directly process from Google Pay to its sender’s balance/account from the Philippines, but might be able to through a third-party application, then using Google Pay with these subsequent conversion/transfer options works.

Before you begin, here’s what you’ll need:

1. An Active Google Pay Account: Ensure your Google Pay is set up already and connected to your debit/credit card or even your bank account.
2. An Active GCash Account: You’ll need to have a verified GCash account on your mobile device.
3. A U.S. Bank Account: Your previously established bank account should also be linked to your Google Pay in case of any money transfer intentions while in the country.
4. A Transfer Service: You’ll need a third party like Remitly, TransferWise (now Wise), or Xoom, as transferring money from Google Pay to GCash is not possible directly.

The Process to Transfer from Google Pay to GCash

Step 1: Link your U.S. Bank Account to Google Pay.

Prior to loading money, ensure that your Google Pay is linked to your U.S. banking or debit/credit card options. To find out if you have options, do the following:

• 1. Access your Google Pay application on your mobile device.
• 2. Click on “Payment Methods.”
• 3. If you see your option to “Add a Bank Account” or “Add a Card,” proceed by following the prompts to successfully add your U.S. bank account or debit/credit card to Google Pay.

This syncs everything for you to debit from Google Pay to your bank account that you can later utilize to transfer funds to GCash.

Step 2: Transfer Money from Google Pay to U.S. Bank Account

Now that you’ve linked the bank account, it’s time to transfer money from Google Pay to your American bank account. To do this:

1. Open your Google Pay app.
2. Either select your “Google Pay Balance” or select “Transfer to Bank.”
3. Input the amount you’d like and approve.
4. After processing, the amount should be reflected in your U.S. bank account balance in the next few days; your bank will dictate how long.

Step 3: Use a Third Party Service to Send Money to GCash

Now that you have money in your U.S. bank account, it’s time to use a third party service to send money to GCash. Remitly and Xoom are reliable services that allow you to send money from the U.S. to the Philippines easily; TransferWise (Wise) is a great backup option.

1. Create an Account/Login: Create an account or log in to the third party service—Remitly or Xoom—that you choose. You will have to create one for TransferWise (Wise).
2. Link Your US Bank Account: If the third party service does not have your U.S. bank account linked already, go into payment settings to link your U.S. bank account.

Step 4: Enter GCash Details

Since a third party will be getting the transaction information, enter the sender’s transaction details:

1. Select GCash as the mode of delivery.
2. Enter the GCash mobile number for the sender, which is the number associated with their GCash.
3. Enter the full name for the sender, which must match what is on file with GCash.

Double-check the GCash number is entered correctly the first time and add any other requested fields that come up, as failure to do so may complicate matters later.

Step 5: Finalize Transaction Check

Now hold on before proceeding and take one final glance at your transaction:

• Is the recipient’s name and GCash number correct?
• Is the amount to send correct for what you want to send and is the exchange amount correct for what you want to exchange?
• Is the transaction fee for the third party correct and understood?

If all is good, proceed with “Confirm” or “Send Money.”

Step 6: Finalize the Transfer

Once everything is verified, you’ll need to complete the payment for the transfer via the third-party application. To do so:

1. Select “Pay from Bank” or whatever linked bank account you are using to complete the transfer.
2. Pay any applicable transfer fees.
3. Allow the transfer to process.

You’ll be notified via the third-party software when it is complete.

Step 7: GCash Deposit Confirmation

Regarding the transaction, the sender will receive a GCash deposit confirmation that the transfer has been legitimately added to his/her/their GCash account. This, again, may take a few minutes or a few hours depending upon which third-party vendor you’ve used.

Step 8: GCash Balance Acknowledgement

After the sender receives deposit confirmation, the sender can go into the GCash app to view the deposit for himself/herself/themself. The newly added balance will be available for online shopping, paying bills, or even sending money to other people within minutes.

Alternative Method: Use PayPal As a Mediary

Another way to get money from Google Pay to GCash is to use PayPal as a mediary.

1. Link Google Pay to PayPal: If you already have a PayPal account, go into your Google Pay app, click on Payment Methods, and add your PayPal account.
2. Transfer Money to PayPal: Once your PayPal account is linked, you’ll be able to transfer money from Google Pay to your PayPal account.
3. Send Money to GCash via PayPal Xoom: Once the money is transferred into your PayPal account, use Xoom (a PayPal service) to send money directly to a GCash account.

Troubleshooting Consider the following issues and how to solve them:

• Transfers don’t show up instantly: If your money isn’t in your GCash account after a few minutes, check with the third party to see if they slowed it down on purpose. International transfers sometimes take longer on their own.
• GCash information is wrong: If it’s your fault or the fault of the person you’re sending cash to and their GCash information is wrong, the transaction doesn’t go through properly.
• Transaction fees: Some third party options charge fees to transfer to GCash, some more than others. Select the one with the smallest fee charged before your transaction is processed.

Conclusion

Ultimately, you cannot directly transfer money from Google Pay to GCash. However, the simplest way to do so requires a U.S. bank account and a third-party service like Remitly, TransferWise (Wise), or Xoom. If you follow the outlined steps above, you will be able to transfer money from your Google Pay balance to GCash in the Philippines. Just be sure to pay attention to all details regarding the recipient and understand any fees that may be charged in the process. It’s a simple and secure way to transfer money across borders.

Read:

• How to Use GCash for Google Play: A Step-by-Step Guide
• A Step-by-Step Guide to Using GCredit in Lazada
• Remitly to Gcash